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Automatically translated version. May contain inaccuracies compared to the original.
The government proposes changing the rules for forcibly collecting debts from pensions and other incomes of Ukrainians. If the bill is adopted, after all deductions the pensioner should have at least the subsistence minimum for disabled persons left.
According to member of parliament Olha Vasylevska-Smachliuk, the document has already been submitted to the Verkhovna Rada. Its main idea is not to allow collections to reduce a pension below the minimum amount needed for a person to live.
Currently, pensions can be garnished up to 50% of payments for certain types of debts, including alimony or compensation for damages. For other obligations, including loans or utility debts, the limit is usually up to 20%.
The problem is that the current rules do not establish a single amount that is guaranteed to remain with the pensioner after such deductions.
The government proposes to change this. Collections are planned to be allowed only from the part of the pension that exceeds the subsistence minimum for people who have lost their ability to work.
Currently, this indicator is 2595 hryvnias. According to the authors of the bill, exactly this amount should remain with the person after all deductions.
At the same time, this does not mean debt forgiveness. Restrictions at 20% and 50% do not disappear, but they will not be applicable in a way that after collection the pensioner receives less than the guaranteed minimum.
Separate rules apply to seized bank accounts. Even if the executor has blocked several accounts, a debtor can designate one of them for expenditures.
From such an account it is allowed to use funds within two minimum wages per month. The article refers to the amount 17 294 hryvnias.
At the same time, the mere fact that a pension or social assistance is credited to an account does not automatically mean it cannot be seized. The legal status of the account and the nature of a particular payment determine that.
If the account is blocked, the debtor should apply to the enforcement officer with a statement and designate one account for current expenses. If funds protected from seizure have been deducted, they can be reimbursed, with the source of the funds confirmed by a bank statement.
A freeze can be lifted after debt repayment or by court decision if the restrictions were imposed unlawfully.
Document: PDF proof of the original version of the news item "З пенсій за борги забиратимуть не все: уряд хоче залишати гарантований мінімум". It records the publication content at the moment of the first scan, the preservation date and the source: Expert.
