KIT Group, despite NBU ban, continues to promote money transfers via Telegram

KIT Group, despite the NBU ban, continues to promote money transfers via Telegram

Despite the decisions of the National Bank, channels related to KIT Group on Telegram continue to promote money transfer services. This concerns activity without the NBU license, while the regulator has already directly mentioned some channels and sites of the network in its decisions.

Channel “KIT Express | Money Transfers” (@kyt_express) positions itself as a service for instant transfers to Ukraine and abroad — “without paperwork hassles and without limits on the amount,” claiming “16 years of experience.” Its description lists sites kyttransfer.com, kyttransfer.com/world, and kyt-china.com, through which transfers to China are offered.

Separately, the network is present in Telegram channels associated with currency exchange under the KIT Group brand.

There is another notable detail. In the privacy policy of kyttransfer.com, another resource is listed — sendkytukr.com, which is blocked due to possible signs of fraud. Additionally, the site indicates that the group has a branch in Russia.

What KIT offers

The service promotes cryptocurrency transfers within Ukraine, “to the world,” and to China, as well as related offline exchange points under the KIT brand. For users, it all looks as simple as writing to an operator on Telegram and transferring funds.

But the legal side of such activity is much more complex. Providing money transfer services without opening an account constitutes a financial payment service, which in Ukraine requires a corresponding NBU license and inclusion in the payment infrastructure registry.

This registry does not list these sites and the Telegram channel.

What the NBU did

9 October 2025 year, by decision 370-RSh, the NBU directly mentioned KIT channels and sites, through which, according to the regulator, services with features of money transfers without opening an account were provided. The document references sites kytgroup.ua, kyt-obmin.kyiv.ua and Telegram channels kyt_community, kyt_express, and kyt_gold.

At that time, the NBU recognized the services via “KIT Group” / “KIT” as financial payment services and classified Ltd. “Liberty Finance” (EDRPOU 39806926) among entities providing transfers without the appropriate license and registration.

In addition, the regulator prohibited the company itself and individuals under the control of its beneficial owner Anton Tkachenko from providing such services in any form.

24 November 2025 year, the NBU deemed Liberty Finance’s business reputation to be non-dubious. The grounds included, among others, unauthorized payment activities and questions about the reputation of the owner with a significant stake and the company’s managers.

And 23 March 2026 year, the NBU’s Committee for Supervising Non-Banking Market revoked Liberty Finance’s core licenses for lending and for dealing in cash. The regulator confirmed this with a separate notice.

Thus, after the NBU decisions, the situation for the company looks highly problematic: initially the regulator banned certain payment operations, then it deemed the company’s business reputation non-dubious, and later it revoked core licenses.

Why the Telegram channel continues to operate

Nevertheless, the Telegram channel associated with the network continues to advertise transfers and claim the possibility of operations “without limits.”

For a client, this raises a fundamental question: if the service is effectively provided outside the licensed financial institution, the level of fund protection and the ability to defend one’s rights differ significantly from work through a legitimate payment provider.

And most importantly — the NBU ban already exists. The regulator directly pointed to activities related to KIT transfers and issued specific rulings against “Liberty Finance.”

So the situation appears paradoxical: the regulator removes the company from the legal financial field, while Telegram platforms associated with it continue to publicly offer essentially the same services to clients.

The question now is not only to KIT Group but also to why, after NBU decisions, this activity continues to be publicly promoted and why the relevant channels remain accessible to potential clients.

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KIT Group, despite the NBU ban, continues to promote money transfers via Telegram

KIT Group, despite the NBU ban, continues to promote money transfers via Telegram

KIT Group, despite the NBU ban, continues to promote money transfers via Telegram

KIT Group, despite the NBU ban, continues to promote money transfers via Telegram

KIT Group, despite the NBU ban, continues to promote money transfers via Telegram

KIT Group, despite the NBU ban, continues to promote money transfers via Telegram