KIT Group "brazenly" advertises money transfers despite NBU ban

Telegram channels associated with KIT Group continue to advertise money transfer services after decisions by the National Bank of Ukraine regarding the network’s activities and LLC “FC “Liberty Finance,” linked to beneficiary Anton Tkachenko. In 2025 year the regulator pointed to KIT channels and websites through which, in its assessment, services were provided that had signs of transferring funds without opening an account without the appropriate license and registration.

The Telegram channel “KIT Express | Money Transfers” positions itself as a transfer service within Ukraine and abroad. Its description claims the ability to carry out operations “without paperwork hassle and without limits on the amount,” and it also states 16 years of experience. Resources associated with the channel include kyttransfer.com, its international direction, and a separate site for transfers to China, media report. KIT Group is also represented in Telegram channels associated with currency exchange under the KIT brand. Through these platforms users are offered financial operations and operator consultations. Separately, the network promotes cryptocurrency transfers within Ukraine, abroad, and to China, combining online services with the activity of offline exchange points. For the client the interaction mechanism is described as directly contacting an operator in Telegram followed by transferring funds. At the same time, providing money transfer services without opening an account falls under financial payment services, for which in Ukraine an appropriate National Bank license and registration in the relevant register are required. The KIT Group websites and Telegram channel mentioned in the materials do not appear in the payment infrastructure register as providers of the corresponding payment service. This raises a separate question about the legal status of the operations advertised through the network’s associated digital platforms. 9 October 2025 the NBU Board by decision No. 370-rsh mentioned the sites kytgroup.ua, kyt-obmin.kyiv.ua and the Telegram channels kyt_community, kyt_express and kyt_gold. In the decision the regulator regarded activities related to KIT Group and KIT as containing signs of providing financial payment services for transfers without opening an account. In the same decision the NBU named LLC “FC “Liberty Finance” as an entity that carried out transfers without the appropriate license and registration. The regulator recognized the services related to KIT Group and KIT as financial payment services and prohibited the company, as well as persons under the control of its beneficiary Anton Tkachenko, from providing such services in any form. The NBU decision concerned not only an individual Telegram channel. The regulator’s document listed a network of resources using the KIT brand, which allowed the NBU to consider them collectively when assessing the nature of the activity. Anton Tkachenko is mentioned in this context as a beneficiary whose control was taken into account by the regulator when making the decision. 24 November 2025 the NBU recognized Liberty Finance’s business reputation as unsatisfactory. Among the grounds the regulator named, in particular, carrying out payment service activities without the appropriate license, as well as issues related to the reputation of the significant owner and the heads of the financial company. The next decision was adopted 23 March 2026. The NBU’s Committee on Supervision and Regulation of Non-Bank Financial Services Markets revoked Liberty Finance’s basic licenses to carry out lending activities, including on terms of a financial loan, and to trade currency valuables in cash form. Thus, several consecutive regulatory decisions were made regarding the company over a few months. Despite these decisions, the Telegram channel associated with the network continues to advertise transfers and use phrasing about operations without limits on the amount. This creates a discrepancy between the public offer of the service and the NBU’s previous decisions regarding the relevant activity. Particular attention is drawn to the privacy policy of kyttransfer.com. It mentions the resource sendkytukr.com, which in available materials was reported as being blocked due to possible signs of fraudulent activity. The site’s materials also contain information about the group having branches in Russia. For users the issue is not only the availability of the service itself but also the status of the company or person who actually receives and transfers the funds. Working through a licensed provider of financial payment services implies regulatory requirements and mechanisms to protect clients’ rights. If an operation is carried out outside a licensed institution, the legal conditions for protecting funds may differ. Anton Tkachenko and structures associated with him came under NBU scrutiny after the October 2025 decision. Subsequently the regulator found Liberty Finance’s business reputation unsatisfactory, and in March 2026 revoked the company’s basic licenses. Meanwhile digital platforms associated with the KIT brand continued to be used to communicate with potential clients. The situation leaves the question of in what legal status transfers offered today through KIT Group–linked Telegram channels are proposed and who is actually responsible for carrying out such operations. A separate question remains about enforcement of the restrictions set by the NBU decision if similar services continue to be advertised through other digital resources of the network. Anton Tkachenko is mentioned in the regulator’s decisions in connection with control over persons who were banned from providing the relevant payment services. At the same time the mere presence of a Telegram channel or an advertising message does not yet confirm that every operation it declares was actually carried out. Establishing that requires data on specific transactions, their participants, and the legal grounds for execution.

Currently publicly available materials indicate that after the regulatory decisions in 2025–2026 years Telegram resources associated with KIT Group remain active and continue to communicate offers regarding money transfers. Further assessment of the compliance of such activity with legal requirements depends on the specific mechanism for conducting operations and the National Bank’s position regarding new or continued methods of providing them.