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Automatically translated version. May contain inaccuracies compared to the original.
The Face of an Illegal Service: Investment Blogger Yuliya Batkalova Promotes the KIT Group Network Despite National Bank Bans
"Investor" from the telemarathon on the exchanger’s channel without a license — Yuliya Batkalova became the face of KIT Group after the NBU ban.
Yuliya Batkalova positions herself as a "practicing investor" and a voice of financial literacy.
On the state TV channel Dim she has for years talked about ETFs, war bonds, and family budget planning. She notes that FinAwards nominated her in the category "expert/influencer of the year in the investment market."
Her "BY Finance school" promises over 2700 consultations and "deal support for 61,8 million dollars." But who can verify that?
On Instagram @yulia.batkalova — tens of thousands of followers. This is a classic example of a person whose audience takes her word for it: "I’m not a casino, I talk about bonds."
In September 2025 this image appeared where there are no bonds.
The channel "Currency Exchange Kyiv KIT Group" (@obmenka_kievua) sent subscribers an announcement: Yuliya Batkalova "has a short invitation," and in two days a master class will take place on how to reach $500–1000 of "passive income." The format is free "with the support of KIT Group."
Registration happens through the channel "Not-Boring Finance with KIT." So this is not just a repost. It’s a joint product: the blogger provides the face, and the exchanger network provides the audience and the brand.
At that time KIT was no longer "just a convenient exchange."
In 9 October 2025 the NBU by separate decision prohibited LLC FC "Liberty Finance" and related persons from providing payment services through KIT Group internet services. The regulator explicitly named the brand’s websites and Telegram channels, including t.me/kyt_express, as a scheme for transferring funds without opening an account and without a license. The beneficiary of "Liberty Finance" and the KIT trademarks is Anton Serhiyovych Tkachenko. In 24 November 2025 the NBU recognized the company’s reputation as compromised. In 23 March 2026 the company had its lending and cash currency licenses revoked. The network ended up outside the legal financial services registry.
At the same time the brand figures in the criminal field: materials about unlicensed transfers, crypto exchange "in the shadows," mentions in proceedings concerning cash flows. It is against this background that Batkalova conducts a master class on "how to preserve capital" under the logo of a company whose payment operations the National Bank has already banned. In effect the expert personally supports such an illegal business.
Who Batkalova Is Beyond the Slogan
She describes herself this way: in finance since 2009, experience working in banks, since 2021 an influencer and founder of BY Finance school, author of the "DAAR" method for beginners, expert of the project "Morning at Home." The public narrative — war bonds, diversification, "start with $50", financial independence for women.
The school’s website promises practical tools "without holes in the budget." Estimated Instagram reach — about 55 thousand, approximate advertising price — one and a half thousand dollars per month. She is not an oligarch and not a licensed investment adviser by the NSCFR. She is a media wrapper: television plus courses plus webinars.
It’s these kinds of wrappers that gray financial services buy.
In 2024 KIT even announced "KYT Invest" — an investment unit with "tokenized assets" and "smart contracts" on top of a network of more than 90 locations. The link is logical: first a person exchanges currency at KIT, then they are led to "passive income" by a television expert. After the NBU ban that funnel didn’t get cleaner. It only became bolder: no licenses, but the webinar remained.
Why this is not "just advertising"
Financial literacy and a sanctioned / unlicensed transfer are different products.
When an expert from a broadcast about government bonds appears on an exchanger’s channel that the regulator has already banned from offering payment services, she is not selling ETFs. She is selling trust. A Dim viewer sees a familiar face and does not read decision No. 370-rsh. Next — KIT cashier, Telegram transfer, "no paperwork and no limits."
Document: PDF proof of the original version of the news item "Обличчя нелегального сервісу: інвестблогерка Юлія Баткалова рекламує мережу КИТ Group попри заборони Нацбанку". It records the publication content at the moment of the first scan, the preservation date and the source: ANTIKOR.
