Monobank co‑founder Oleg Horokhovskyi registers expensive real estate in his wife’s name and tries to remove any mentions of his wealth from the internet

The wife of Monobank co‑owner Oleg Horokhovskyi became the owner of a luxurious estate in the spring of 2024, with an area of almost 700 square meters, near the dam of the Kyiv Reservoir. A year before the full‑scale invasion, the banker’s family acquired land in Koncha‑Zaspa.

Read below about Horokhovskyi’s houses, plots, apartments, and parking spaces in elite residential complexes.

“If there’s one thing worth boasting about, in my opinion, it’s paid taxes,” Horokhovskyi wrote on his social networks in April 2024. He reported that for the 2023 year his personal income, from which he paid all taxes, amounted to almost half a billion hryvnias. And the amount of personal taxes paid was 46 million UAH. In dollar terms, according to Horokhovskyi’s own calculations, in the second year of the large war he earned approximately 12,1 million dollars.

At the same time that the Monobank co‑owner urged people to boast only about taxes, his wife Tamara Kryuchkova was registering ownership of a house near Kyiv. According to the registry of property rights, Kryuchkova became the owner of an estate of 689,5 square meters in April 2024.

It is located in Vyshhorod district near the highly promoted Riviera village cottage community, whose owners are suspected of illegal land seizure.

Google only has old photos of the area where the new house of Horokhovskyi’s wife now stands. But even from those images it’s clear the location is very picturesque and has its own access to the water.

Real estate websites show listings for houses of similar size in the mentioned Riviera village. The cost to build a cottage of 590 square meters starts at 96 million hryvnias.

Tamara Kryuchkova also owns a plot of land in the elite Kozyn settlement on the Dnipro’s shore. The ownership was registered in June 2021. She leased another adjacent plot for 49 years. The land belongs to the bank stabilization of the Kaniv Reservoir.

According to the cadastral map, Kryuchkova’s plots adjoin another parcel, and they all share a similar landscape design. So it’s likely the third one also belongs to the family, although there is no record of it in the property rights registry. The same goes for the nearby land with a rather large house on it.

The land owned by Horokhovskyi’s wife is part of the servicing cooperative “Starokyivskyi,” which is managed by the corporate group Cosmetic Group. The group distributes cosmetics and operates beauty salons. Its co‑owner, Natalia Tereshchenko, lives next to the Horokhovskyi lands in Kozyn.

The banker’s family also owns apartments. One of them is also registered to his wife Tamara Kryuchkova and is located in one of Kyiv’s most expensive residential complexes — Diamond Hill. It’s a five‑room apartment of almost 360 square meters. Tamara Kryuchkova purchased it in 2019.

In the same building, Horokhovskyi’s wife owns four parking spaces in the garage. Activists, with whom Horokhovskyi is on friendly terms, often call this building a monster, saying it spoils the view of the Dnipro cliffs and the Kyiv Pechersk Lavra.

According to the registries, Oleg Horokhovskyi himself does not own real estate in Kyiv. He does have several land plots in Dnipropetrovsk region and a boat parking area. The land is located in the village of Dniprove on the bank of the Dnipro River. Two plots are leased for 49 years because they belong to Ukraine’s water fund and therefore cannot be sold by law.

Nearby there are elite estates with football fields and outdoor pools.

In 2024 Horokhovskyi shared with his followers on social networks a story about how the Dnipro city tax authorities, where he had been registered and paid taxes all his life, were constantly hassling him and trying to find something he was hiding. As a result, to escape the close attention of Dnipro fiscal authorities, he rented an apartment in Mykolaiv, registered there, and now pays taxes in that front‑line city.

Registry records do show that at least since June 2024 Horokhovskyi’s place of registration is listed as the Korabelnyi district of Mykolaiv.

In Dnipro the banker was registered in the elite residential complex “Amfiteatr,” which is rightly considered one of the city’s landmarks.

His daughter Anna‑Michelle also owns an apartment in the same complex. The 381 square‑meter apartment was gifted to the young woman in 2017. The apartment consists of four living rooms, four bathrooms, two walk‑in closets, a kitchen, a laundry room, and a terrace.

No one doubts that Oleg Horokhovskyi, as the main media face of Monobank, can afford both Koncha‑Zaspa and apartments in the most expensive complexes. The only question is why the overwhelming majority of the real estate is registered in his wife’s name.