Automatically translated version. May contain inaccuracies compared to the original.
🚨 “Lend me money”: scammers hack Telegram accounts and message friends
You may receive a message from an acquaintance, friend, relative, or colleague urgently asking to borrow money and requesting a transfer to a card.
❗ But that person may not be the one writing to you.
One common scheme looks like this: scammers gain access to a Telegram account, then write to the owner’s contacts on their behalf:
💬 “Hi, can you lend me some money? It’s urgent. Here’s the card…”
The person sees a familiar name and photo, doesn’t suspect a scam, and makes the transfer. After calling the acquaintance, it turns out their account was hacked.
🔐 What to do if an acquaintance asks for money in a messenger?
✅ Call them or contact them via another channel and personally confirm the request.
✅ If an account was hacked — notify the owner.
✅ Advise them to change their password and enable two-factor authentication.
✅ Report the incident to the Cyber Police and CERT-UA.
❌ Don’t transfer money just because the message came from a familiar account.
❌ Don’t trust someone solely because they know your personal information — scammers can find some information in public sources.
⚖️ Such actions may be classified as fraud under Art. 190 of the Criminal Code of Ukraine.
📌 Remember a simple rule:
before lending money through a messenger — call the person and verify the information.