Automatically translated version. May contain inaccuracies compared to the original.
Ukrposhta plans to insure the civil liability of the owners of its ground vehicles for more than one million hryvnias. The expected cost of the insurance procurement was up to 2 009 800 hryvnias, and the tender winner offered a substantially lower price. The difference amounted to almost 820 thousand hryvnias. The contract with the winner — the Kyiv-registered Insurance Company "Gardian" — has not yet been signed.
The winner was declared to be LIMITED LIABILITY COMPANY "INSURANCE COMPANY "GARDIAN" with a price proposal of 1 189 990 hryvnias. This is stated in the notice of intent to conclude a contract published on the public procurement portal Prozorro. The contract with the company has not yet been signed.
Gardian's competitor was JOINT-STOCK COMPANY "INSURANCE COMPANY "KRAINA" of former Kyiv City Council deputy Vyacheslav Suprunenko, which offered its services for only 10 hryvnias more expensive. The difference between the two participants turned out to be minimal, so the victory was decided by literally a few hryvnias.
According to the analytical platform YouControl, IC "Gardian" was founded in 2007 as LLC IC "Ukrfinpolis." It changed to its current name in 2017. The company is headed by Tetyana Shchuchieva. The owners are Serhiy Skyba, Viktor Berlin, Vadym Merikov, Natalya Shumakova, and the investment fund VDKIF "Orexim" (whose founder, manager, and main shareholder is Yuriy Budnyk).
Until March 2025, one of the owners of IC "Gardian" was Mykolaiv City Council deputy from Servant of the People Tetyana Dombrovska. Vadym Merikov was head of Mykolaiv Regional State Administration in 2014–2016 and briefly a member of parliament for Batkivshchyna in 2014; before that he was a deputy of the Mykolaiv Regional Council.
Viktor Berlin worked in 2010–2012 as deputy head at the National Commission for Financial Services Regulation and, according to media reports, is a classmate of Oleksandr Yanukovych — the elder son of the former President of Ukraine. In 2004 he briefly worked at "Ukrainian Business Bank," which was headed by the notorious Serhiy Arbuzov.
Since 2016 the insurance company "Gardian" has received contracts from state bodies for insurance totaling more than 600 million hryvnias. Over the past 5 years, its largest customers have been KP "Kyivpastrans" (54,4 million hryvnias), Ukrposhta (33,7 million hryvnias), the Patrol Police Department (28,4 million hryvnias), the "Delta-Lotsman" branch of the Administration of Sea Ports of Ukraine (21,2 million hryvnias), Ukrhazvydobuvannya (20,5 million hryvnias), Kyiv Security Police (13,6 million hryvnias), the National Police assault brigade "Lyut" (13 million hryvnias), Lviv Region Police (10,8 million hryvnias), and Ukrtransgaz (8,6 million hryvnias).
Which specific policies Ukrposhta will order
According to the tender documentation, the procurement covers several types of mandatory insurance of civil liability for owners of ground vehicles. The largest number of policies falls under type C1 - 340 services, their validity will last until 24 November 2027. Also ordered are 65 policies of type B1 (until 29 November 2027), 24 policies of type C2 (until 23 November 2027), 8 policies of type E (until 17 November 2027) and one policy each of types B3 and C3.
The territory of insurance is defined as the entire territory of Ukraine, except for those lands that have the status of being occupied by the Russian Federation. The place of service delivery is Ukrposhta's head office on Khreshchatyk Street, 22 in Kyiv. According to the payment terms, Ukrposhta must pay the insurance premium as a one-time advance payment in the amount of 100% no later than three working days from the moment of contract conclusion.
Under the draft contract terms, the insurer is obliged upon signing to issue electronic policies for each vehicle on the list and send them to Ukrposhta's email. The insurance company must also provide the accident report form and a list of its representatives authorized to process claims in the regions of Ukraine and in Kyiv.
Why the companies differ by pennies
The minimal difference between the price proposals of the two insurance companies — only 10 hryvnias — is a typical situation for tenders with a single price evaluation criterion, where participants try to win by offering a symbolically lower price than a competitor. At the same time, Gardian's final price turned out to be significantly lower than the customer's expected cost — by almost 820 thousand hryvnias.
Earlier Informator reported that Ukrposhta is buying a car for 2,6 million hryvnias whose seller is connected to the son of Petro Poroshenko. We also wrote that the state company will repair the asphalt near the Southern Railway Station in Kyiv for more than 5 million hryvnias. In addition, Informator wrote that Ukrposhta previously decided to purchase a new Toyota Camry for 1,5 million hryvnias, which will be supplied by a dealer from Kyiv.
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