Automatically translated version. May contain inaccuracies compared to the original.
Owners of private houses can obtain a preferential loan for a generator or a solar power plant in the amount from 10 thousand to 480 thousand hryvnias, and the state will reimburse 20-30% of the principal. This is provided by the state program “Energy Independence of individuals – private household owners,” information about which was published by the Opora platform. In addition to reimbursing part of the loan principal, the state also compensates the interest on it for the first three years of use. The maximum loan term reaches 10 years. You can apply for the loan in one of the banks that joined the program.
Who can apply for the preferential loan
Eligible are individuals who own private households, and they can be citizens of Ukraine as well as persons who legally reside in the country and are tax residents. However, there are also considerations of the applicant’s income, citizenship, and criminal record.
Requirements for the household itself include the following conditions:
the area of the real estate object does not exceed 300 square meters;
the applicant has one personal account as a domestic consumer;
the equipment is not intended for power generation under the “green” tariff.
What equipment packages can be purchased on credit
The amount of compensation from the state depends on which equipment the homeowner purchases. The program envisions three package options:
package G - generator, compensation 20% of the loan principal;
package GB - hybrid power supply system, compensation 25%;
package SGB - hybrid system together with a generator, compensation 30%.
Regarding loan interest, the compensation applies for three years and depends on the year of loan use: 0% in the first year, 5% in the second, and 7% in the third, subject to program funding. To receive assistance, you need to contact one of the authorized banks — PrivatBank, Oschadbank, Ukrgasbank, Sense Bank, Globus, or Poltava Bank — and obtain a preferential loan for the chosen equipment package.
How the energy independence support program was expanded
The state is gradually expanding household support in case of prolonged power outages. Thus, the government added autonomous heating systems to the list of equipment eligible for purchase with compensation — solid fuel stoves, stove-fireplaces, and chimneys for private homes. This is a logical continuation of the same government support logic: reimbursing part of the equipment’s cost and providing favorable loan terms for private household owners.
Earlier, Informator reported that the government expanded support for heating private homes, adding packages for solid fuel stoves and chimneys with compensation 10% or 20% of the main debt depending on the chosen package. We also wrote that Prime Minister Yulia Svyrydenko announced favorable energy loans for HOA and private homes, where the state would compensate up to 50% of the cost of a generator for multi-apartment buildings and up to 70% for solar power plants or a heat pump.
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